Relocation Guide
Public Schools
Emergency Assistance
Government
Dining Guide
Skagit County Maps
Skagit County Parks
Veterinarians
Walking In Skagit County

(All info above is courtesy of McGregor Publishing.)

The links above require Adobe Reader to view. Click here for a FREE download

Para traducir este Web site a español presione aquí. To translate this web-site into Spanish or any other language press here.

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

See the Nation's Top Rated: School Reports - Public, Private & Charter >